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Real Estate/ Continuing Education/ Delaware Real Estate CE/ Creative Pathways to Homeownership: The Essentials (Module 7)
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Creative Pathways to Homeownership: The Essentials (Module 7)

$49
This product includes:
LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 3 Mandatory: 0 Total Hours: 3
Description
State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

  • Strategies for overcoming affordability and limited inventory challenges
  • Creative financing options, including shared equity and co-buying models
  • Guidance for working with multi-generational and non-traditional buyers
  • Step-by-step overview of down payment assistance programs and grants
  • Practical application of forgivable loans and alternative funding sources
  • Clear boundaries for agent responsibilities and referral best practices
  • Tools for structuring and explaining co-ownership agreements
  • Communication approaches for aligning multiple buyers in one transaction
  • Real-world scenarios illustrating creative deal structuring
  • Building and using a trusted network of lenders, attorneys, and housing resources
Package Content:

State Requirements For Delaware

Delaware State Requirement Details for Real Estate Continuing Education

Renewal Date: 4/30 every even-numbered year

Required Content for First Renewal:

  • If you are a newly-licensed Broker or Associate Broker or if you are a Salesperson licensed by reciprocity, the content of your CE must be based on the required Module Course Contents.

If this is your first renewal, and you hold a:

BROKER, ASSOCIATE BROKER, SALESPERSON LICENSE
 IF you are issued the license… THEN you must complete… On or after 5/1 even years but before 11/1 even years         18 hours On or after 11/1 even years but before 5/1 odd years         12 hours On or after 5/1 odd years but before 11/1 odd years          6 hours On or after 11/1 odd years but before 1/1 even years          0 hours On or after 1/1 even years but before 5/1 even years         21 hours

 

Newly-licensed Salespersons are required to complete four modules of continuing education (CE) within the first 90 days of licensure. Licensees will be required to attest on their first renewal application that they have completed this coursework. If you are a newly-licensed Salesperson who was not previously licensed in another jurisdiction, the content of your CE must meet the following requirements:

Required by the State for Subsequent Renewals: 21 hours

  • 3 hours in Module 1 (agency and fair housing)
  • 3 hours in Module 2 (professional standards)
  • 3 hours in Module 3 (real estate documents)
  • 3 hours in Module 4 (office management)
  • 3 hours in Module 5 (legislative issues)
  • 3 hours in Module 6 (practices of real estate)
  • 3 hours in Module 7 (electives)

Note: courses approved for Modules 1 – 6 automatically qualify for credit for Module 7

The CE Shop’s Offering: 15 hours

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your renewal application to determine if you need to submit your certificate(s) of completion with your renewal. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exam: Final exams must be passed with at least a 80% and may be taken as many times as necessary in order to pass.

Seat Time: The Delaware Real Estate Commission requires that all students spend a minimum amount of seat time engaged in the course content. Our online course delivery system manages this requirement for you.

License Renewal Process: The process to renew a license in Delaware is to log in to the licensing system online and follow the prompts to renew. 

Still have questions? Visit our Frequently Asked Questions or Contact Us.

Delaware Real Estate Commission

Street Address: Cannon Building, 861 Silver Lake Blvd., Suite 203, Dover, DE 19904

Telephone: 302.744.4500

Fax: 302.739.2711

License Information

Renewal and Continuing Education Information

Exam Information

Contact Delaware Real Estate Commission